This document outlines the general criteria used for this specific offer and explains how individuals may be routed based on their circumstances.

These criteria are offer-specific and should not be interpreted as universal eligibility requirements for health coverage, government programs, insurance products, financial assistance, or other benefits.

General Offer Criteria

Individuals may generally be considered for this offer when they meet all of the following criteria:

Are under age 65

Live in an accepted state

Are not currently enrolled in a disqualifying government-sponsored health program

Have an estimated annual household income below $60,000

Meet any additional buyer, provider, enrollment, or partner-specific requirements

Meeting these criteria does not guarantee eligibility, enrollment, savings, coverage, approval, or acceptance by any particular provider.

Age Criteria

This offer is generally intended for individuals under age 65.

Individuals age 65 and older are typically not accepted for this specific offer and may instead be directed toward other available coverage options when appropriate.

The age requirement listed here is specific to this offer and should not be interpreted as a universal restriction on other coverage options or programs.

Existing Coverage Criteria

Individuals who are currently enrolled in certain government-sponsored health coverage programs may not be eligible for this specific offer.

Depending on the individual's current coverage and circumstances, they may be routed toward other available products, programs, or providers.

Existing coverage requirements may vary by participating buyer or provider.

Household Income Criteria

This offer is generally intended for individuals or households with estimated annual income below $60,000.

The $60,000 threshold is an internal or partner-specific criterion for this offer.

It is not a universal income limit for health insurance, financial assistance, premium savings, or government health programs.

Actual eligibility for other coverage or savings may depend on factors including:

Household income

Household size

State of residence

Current coverage

Tax filing status

Availability of other qualifying coverage

Applicable federal and state requirements

State Availability

This offer is only available in participating states.

Certain states may be excluded based on:

Buyer requirements

Provider availability

Licensing requirements

Carrier availability

Market conditions

Partner restrictions

For example, states such as California and New York may not currently be accepted for this specific offer.

Living in a non-participating state does not mean an individual is universally ineligible for health coverage, assistance, or other available programs.

Typical Traffic Routing

Individuals are generally routed based on their age, current coverage, household income, location, and other applicable criteria.

Primary Offer Route

Individuals are generally considered for the primary offer when they:

Are under age 65

Are not currently enrolled in a disqualifying government-sponsored health program

Meet the offer's household income criteria

Live in an accepted state

Meet applicable additional buyer or provider requirements

Alternative Route

Individuals who do not meet the primary offer criteria may be evaluated for other available options when appropriate.

This may include individuals who:

Are age 65 or older

Are currently enrolled in certain government-sponsored health programs

Fall outside the income criteria for the primary offer

Live in a state not currently accepted for the primary offer

Otherwise do not meet the participating buyer's requirements

Alternative routing does not guarantee eligibility or acceptance for any other product, program, or provider.

Important Distinction: Offer Criteria vs. General Eligibility

The criteria listed on this page describe the acceptance and routing standards for this particular offer and its participating buyers, agencies, providers, or partners.

They should not be presented as universal eligibility rules.

For example:

A person earning $60,000 or more is not necessarily ineligible for all health coverage or savings.

A person living in a state this offer does not serve may still have other available coverage options.

An individual age 65 or older may qualify for other health-related programs or products.

Someone who does not meet this offer's criteria may still qualify for a different product, provider, or program.

Savings and Benefit Language

Any reference to potential savings, assistance, credits, subsidies, or reduced costs should be presented as conditional and dependent on individual eligibility.

Potential benefits should not be represented as:

Guaranteed cash

A guaranteed payment

A rebate

A refund

A bank deposit

Guaranteed savings

Guaranteed financial assistance

An automatic benefit

Eligibility and the amount of any available savings or assistance depend on the individual's circumstances and applicable requirements.

Approval Language

Meeting the initial offer criteria should not be described as automatic approval.

Preferred language includes:

May be eligible

May meet the criteria

May qualify for available options

Subject to eligibility requirements

Eligibility varies by individual

Additional requirements may apply

Availability varies by location

Avoid language that guarantees a particular outcome before eligibility has actually been determined.

General Disclosure

This page describes general eligibility and routing criteria associated with this specific offer and its participating partners.

Offer criteria may be established by participating marketing partners, agencies, providers, carriers, buyers, or other organizations and may change based on availability and business requirements.

These criteria should not be interpreted as universal eligibility requirements for health insurance, government programs, financial assistance, premium savings, or other benefits.

Actual eligibility for any coverage, savings, assistance, program, or product depends on applicable requirements and the individual's circumstances.

Products, availability, eligibility, pricing, benefits, savings, and participation vary by individual and location.

Nothing in these guidelines guarantees coverage, enrollment, savings, payment, approval, or acceptance into any particular product or program.

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